The Open Enrollment Period for individual and Family Health Insurance begins November 1st and lasts through December 15th.
Health Insurance can be expensive and FRUSTRATING!!! It doesn’t have to be that way, and we are here to help YOU! Use a LOCAL licensed health insurance advisor! We see it every year. People who have tried to do it alone and they are enrolled in the wrong plan or are paying way too much because they have calculated the tax credit incorrectly. We can help you make sure this does not happen!
We can also help you with:
- Ongoing plan maintenance
- Billing questions
- Claims questions
- Locating in-network providers & Prescription Drugs
- Adding supplemental lines like Dental, Vision, Life, and indemnity plans.
Key Considerations:
- Monthly Premiums vs. Deductibles
- In-network
- Prescription Drug Coverage
- Network Options
- Tax Credits
Individual and family health insurance plans provide medical coverage for people who don’t receive health insurance through an employer, Medicare, or Medicaid. These plans help cover healthcare expenses such as doctor visits, hospital stays, prescription drugs, and preventive care.
Here’s a breakdown of how they work:
Individual and Family Health Insurance Plans
Features:
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Choose your coverage level: Individual Health plans are available in various coverage levels – Gold, Silver, Bronze, and Catastrophic.
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ACA-Compliant: Health Plans are required to cover 10 essential health benefits including mental health, maternity care, and emergency services.
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Tax Credits Available: Depending on your family size, age, and income, you may qualify for premium tax credits and cost-sharing reductions on your out-of-pocket expenses.
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Child-Only Coverage: You can purchase health insurance for your child without covering yourself.